Home Insurance

“There’s no place like home”


Your home is more than just a structure to protect you and your family. It is a place filled with people and things you love, where memories are made, and it is likely the biggest investment you will ever make. This is why proper insurance is essential. Insurance is more than just a price – it’s about choosing a company that is going to be there when you need it most.


We offer a wide-range of home insurance products including:

  • Homeowners Insurance Package
  • Tenants Insurance Package
  • Condo Insurance Package
  • Seasonal Dwellings
  • Rented Dwellings
  • Mobile Homes
  • Residence under Construction or Renovation


Our home insurance packages include coverage for the following:

  1. Your Dwelling: If your home is damaged by an insured loss, dwelling coverage may help pay to repair or rebuild the home.
  2. Your Belongings: May help to reimburse you for the value of your belongings or pay to replace your belongings after an insured loss. (eg. furniture, clothing, electronics)
  3. Other Structures: May help pay to repair or rebuild structures that are not attached to your home (such as a detached garage, shed, or fence) after an insured loss.
  4. Additional Living Expenses: If your home is damaged because of an insured loss, we will cover the extra cost of living away from your home while your house is being repaired.
  5. Liability: No matter how careful you are, accidents can happen. Liability coverage may help pay for costs resulting from an injury to someone else or damage to their property if you are found liable.


At Wabisa Mutual, we work together to mutually protect your property. We are pleased to offer a number of discounts that may apply to keep your premiums low. Be sure to ask your agent or broker which ones are available for you.

Who We Are

Our policyholder-owned company has been serving Southern Ontario for over 150 years

Request a quote

If you’d like to request a quote on our insurance plans, fill out our convenient electronic quote form

Report a claim

You can report a claim at any time conveniently with our electronic claims form

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