At Wabisa Mutual We Strive To Help You Understand- So You Have What You Need.

Insurance On Your House:
  •       Comprehensive or Limited perils options
  •       Swimming pools & fixed outdoor equipment
  •       Trees, plants, patios
  •       Includes removal of debris from insured loss
  •       Optional guaranteed replacement cost
  •       Separate coverage for detached garages and sheds 

Home Contents & Personal Property:
  •       Comprehensive or Limited perils options
  •       Replacement cost coverage
  •       Extensions for property while away from your home and for students' contents
  •       Includes property of family members living in your home
  •       Specialty coverage available for jewelry, fine arts, collectibles, tools, musical instruments,
          electronic equipment and watercraft

Other Features:
  •       Protection against fraud for your credit/ debit cards and cheques
  •       Coverage on the contents of your freezer if it breaks down
  •       Cleanup coverage if gas, oil or other pollutant is accidentally spilled on your property

Additional Living Expense:
  •       If your home is damaged because of an insured loss, we will cover the extra cost of living away from your home while your house is being repaired.

Public Liability:
  •       We will defend you and pay for losses you are legally liable for if someone sues you because you injured them or damaged their property
  •       Many optional extensions available

Our Service To You:

We're Your Neighbours:
  •       We understand your needs
  •       Focused on rural Ontario
  •       24 hour, 7 day claims service

For The Policy-Holder:
  •       Ontario's Mutuals are owned by their policyholders and operate on an insurance at cost philosophy
  •       Policies are tailored to your needs
  •       Variable deductibles available

Strength In Companies:
  •       Ontario's Mutuals back each other through our own Guarantee Fund and Reinsurance company
  •       Collectively our system is one of the world's most financially secure insurance networks
  •       Ontario's Mutuals are 100% Canadian and fully licensed to operate in Ontario.

Loss Prevention Service:
  •       On-site inspections
  •       Fire extinguisher program
  •       Theft reduction program