Home Insurance

You’re planning for tomorrow. Let us make it a little easier.

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Automobile Insurance

You’re ready for the road. We’re here to help.

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Commercial Insurance

You're proud of the work you do. So are we.

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Farm Insurance

Farming is your life. Insurance is ours.

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We offer a wide range of home insurance options to accommodate your unique needs

Meet our team

Discover who we are and how to get in touch with us

Report a claim

You can report a claim at any time conveniently with our electronic claims form

Why Wabisa Mutual?

Making a difference in people’s lives is our Mutual commitment. At Wabisa Mutual, we care smartly by helping you make informed decisions about your insurance. We treat people the way we want to be treated: with respect, fairness and consistency. Our full team of local experts is here to meet your home, farm, automobile, and commercial insurance needs. Wabisa Mutual is 100% committed to the region we serve; our 150 year roots are here and so is our future. Because we care about every customer, you can depend on Wabisa Mutual.

Your Insurance Policy Makes You a Company Owner

Wabisa Mutual Insurance Company is 100% Canadian and owned solely by its policyholders. As a policyholder, you have voting rights on important decisions like electing a board of directors.

Part of a Financially Secure Insurance Network

In co-operation with more than 30 other Ontario based farm mutual insurance companies, Wabisa Mutual participates in the Fire Mutuals Guarantee Fund. In the very unlikely event of the insolvency of one of the members, all other member mutuals would cover 100% of current insurance claims.

Loss Prevention

Our loss prevention specialist provides a complete insurance inspection of your premises in an effort to reduce claims and reduce the damage that can occur to your property or dwelling.

Wabisa Mutual provides a loss prevention service to all of its policyholders. When you choose Wabisa Mutual as your insurance company, this is an added benefit to you!

Our Mission

Wabisa Mutual offers valuable insurance solutions to provide protection and peace of mind for our policyholders.

Our Vision

We will be the property and casualty insurer and employer of choice in the communities we serve.


Our Values

Wabisa Mutual will strive to:

  • Provide exceptional customer service
  • Be an active participant and leader in the mutual system and our communities
  • Provide fair, ethical and consistent treatment to our stakeholders
  • Treat everyone with respect, listen to our stakeholders and act on their concerns and advice; and
  • Provide a healthy and inspiring workplace, committed to continuous learning

Company History

Wabisa Mutual shares much of its history with Canada, having come into existence a mere twenty days following confederation. On the 20th of July 1867 a meeting was held in the Walpole town hall to organize a mutual fire insurance company. The appointment of agents was first on the agenda of this meeting, and upon appointment, the agents were to receive fifty cents for each application they had approved, while the secretary received a full dollar on each policy issued.


In 1970 when Walpole Farmers Mutual Fire Insurance Company and Saltfleet & Binbrook Mutual Fire Insurance Company amalgamated to form the Wabisa Mutual of today. It was here that the name Wabisa Mutual originated; Wa- for Walpole, Bi-Binbrook , and Sa – for Saltfleet. The amalgamation officially took place on January 1st 1970.

Professional Affiliations

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